What Currency is Used in Fiji?

Fiji, a beautiful archipelago in the South Pacific, is a popular tourist destination known for its stunning beaches, lush landscapes, and warm, welcoming people.

One of the first things you’ll encounter on your Fijian adventure is the local currency, the Fijian Dollar. This colorful and intriguing form of money is not only a means of exchange but also a symbol of the nation’s rich history and vibrant economy.

Understanding the ins and outs of the Fijian Dollar is key to unlocking the full potential of your trip, allowing you to immerse yourself in the local way of life and make the most of every moment in this South Pacific gem.

As you plan your trip to this tropical paradise, it’s essential to understand the local currency and how to manage your money during your stay.

Let’s explore the currency used in Fiji, its history, and practical tips for exchanging and using money while enjoying your Fijian adventure.

The Official Currency of Fiji: Fijian Dollar (FJD)

If you’ve had the opportunity to handle Fijian banknotes, you’ll instantly notice their vibrant colors and unique designs that celebrate the rich culture and natural beauty of these Pacific islands.

The Fijian Dollar (FJD) is divided into 100 cents, with coins available in denominations of 5, 10, 20, and 50 cents, plus $1 and $2 coins. The real stars of the show, however, are the eye-catching banknotes.

In 2024, Fiji’s Reserve Bank rolled out a brand new polymer note series — a major upgrade in both design and security. These notes ditch the old paper format in favor of durable, counterfeit-resistant polymer, and the designs are a genuine love letter to Fiji’s people, history, and natural world.

$5 Banknote: Green and the Vonu Dina (Green Turtle)

The $5 note celebrates one of Fiji’s most beloved marine creatures — the Vonu Dina, or green turtle. Sea turtles are considered tabu (sacred) in many Fijian communities, and this little note carries real cultural weight every time it changes hands.

$10 Banknote: Orange and Children Planting Mangroves

The $10 note features a heartwarming and forward-looking image: children planting mangrove seedlings along the coastline. It’s a reminder that Fiji’s next generation is being raised to care for the very environment that makes these islands so extraordinary.

$20 Banknote: Purple and the Reserve Bank of Fiji Building

The $20 note pays tribute to the Reserve Bank of Fiji building in Suva — an institution at the heart of the country’s economic story. A subtle nod to the nation’s financial heritage wrapped in Fiji’s signature purple.

$50 Banknote: Blue and the Girmit Legacy

Perhaps the most historically significant note in the series, the blue $50 honours Fiji’s Indo-Fijian community. The design depicts a girmit woman (a descendant of the indentured labourers brought from India) alongside the Leonidas — the very ship that carried the first Indian indentured workers to Fiji’s shores in 1879. It’s a powerful piece of history to carry in your wallet.

$100 Banknote: Red and the Kava Ceremony

At the top denomination, the $100 note features an iTaukei man holding a bilo — the traditional coconut shell cup used to drink kava. There’s no more quintessentially Fijian image than this, and it’s a fitting symbol for the nation’s most valuable note.

These polymer banknotes aren’t just currency — they’re a snapshot of modern Fiji: its ecology, its people, its history, and its culture. Hold one up in the light and look for the security features built in — a transparent window, colour-shifting ink, and raised tactile elements make counterfeiting nearly impossible.

As a practical note: you’ll often receive a mix of older paper notes and the newer polymer series in circulation, particularly when getting change at markets and smaller shops. Both are legal tender.

Exchange Rates: What to Expect

Exchange rates fluctuate constantly, so always check a live rate converter (like Google, XE.com, or your bank’s app) before your trip rather than relying on any fixed figure in a travel article. As a rough guide, the Fijian Dollar typically sits in a range that gives Australian and New Zealand visitors reasonable purchasing power, while US and UK travelers tend to find Fiji comfortably affordable.

What this means in practice:

• A cold Fiji Bitter at a local bar will run you around FJD $5–7. A resort cocktail is closer to FJD $15–20.
• A local bus ride costs just a few dollars; taxis are very reasonable by Western standards.
• Street food and market lunches are cheap and delicious — budget FJD $5–10 for a solid meal.
• Resort dining and water sports packages, on the other hand, are priced in line with international resort rates.

Smart exchange tips for travelers:

• Check the live rate before you go using Google or XE.com so you have a feel for what things cost.
• Withdraw from ATMs on arrival — bank rates are almost always better than airport kiosks.
• Cards like Wise (formerly TransferWise) and Revolut offer near-interbank rates with low fees and are excellent for Fiji travel.
• Tell your home bank about your travel plans in advance to avoid your card being blocked for “suspicious” overseas transactions.

Remember: the exchange rate is just one factor. Fiji’s overall cost of living for basic items is low, but premium experiences at top resorts can rival anywhere in the world.

Exchanging Money in Fiji

When traveling to Fiji, it’s essential to have some local currency on hand for daily expenses, such as meals, transportation, and souvenirs. Here are some options for exchanging money in Fiji:

1. Banks: Major banks in Fiji, such as ANZ, Westpac, and Bank of South Pacific (BSP), offer currency exchange services. These banks have branches in major cities and tourist areas, making it convenient to exchange money during your stay. Keep in mind that banks may have limited operating hours and may charge a small fee for currency exchange services.
2. Foreign Exchange Bureaus: Foreign exchange bureaus, also known as money changers, are widely available in Fiji, particularly in tourist hotspots like Nadi, Suva, and Denarau Island. These bureaus often offer competitive exchange rates and longer operating hours compared to banks. However, it’s essential to compare rates and fees between different bureaus to ensure you’re getting the best deal.
3. Hotels: Many hotels and resorts in Fiji offer currency exchange services for their guests. While this can be convenient, it’s important to note that hotel exchange rates may not be as competitive as those offered by banks or foreign exchange bureaus. It’s always a good idea to compare rates before exchanging money at your hotel.
4. ATMs: ATMs are widely available in Fiji, particularly in major cities and tourist areas. Most ATMs accept international debit and credit cards, allowing you to withdraw Fijian Dollars directly from your account. However, keep in mind that your bank may charge international transaction fees, and the ATM operator may also impose a withdrawal fee.

Tips for Managing Money in Fiji

1. Notify your bank: Before traveling to Fiji, inform your bank and credit card company about your travel plans. This will help prevent your cards from being blocked due to suspicious activity and ensure a smooth travel experience.
2. Carry a mix of payment options: While it’s essential to have some cash on hand, it’s also a good idea to carry a mix of payment options, such as credit cards and debit cards. Many hotels, restaurants, and shops in tourist areas accept major credit cards, providing a convenient and secure way to pay for purchases.
3. Be aware of currency restrictions: Fijian customs regulations allow visitors to bring in up to FJD 10,000 (or equivalent in foreign currency) without declaration. If you’re carrying more than this amount, you must declare it to customs officials upon arrival.
4. Tipping in Fiji: Tipping is not a widespread practice in Fiji, as most hotels and restaurants include a service charge in the bill. However, if you receive exceptional service, feel free to leave a small tip to show your appreciation. In general, tipping around 10% is considered generous.
5. Bargaining: Bargaining is not common in Fiji, as most shops and markets have fixed prices. However, when purchasing souvenirs or handicrafts from local vendors, you may be able to negotiate a slightly lower price, particularly if you’re buying multiple items.

Using Credit Cards and Debit Cards in Fiji

Credit cards and debit cards are widely accepted in Fiji, particularly in tourist areas and larger cities. Visa and Mastercard are the most commonly accepted card networks, with American Express and Diners Club accepted at some larger establishments.

When using your credit or debit card in Fiji, keep in mind that some merchants may add a surcharge for card payments, typically around 3-5% of the transaction value. It’s always a good idea to ask about surcharges before making a purchase to avoid any surprises.

Additionally, be cautious when using your card at smaller shops or in remote areas, as the risk of fraud or skimming may be higher. Always keep your card in sight during transactions and check your account statements regularly for any unauthorized charges. While many resorts, hotels, and tourist-oriented businesses in Fiji accept credit and debit cards, it’s always a good idea to have some cash on hand. Local markets, buses, and remote areas may not have the facilities to accept card payments. Additionally, having cash can help you avoid potential issues with card machines, declined transactions, or fraud.

Traveler’s Cheques

While traveler’s cheques were once a popular way to carry money while traveling, they have largely fallen out of use in recent years due to the widespread acceptance of credit and debit cards. However, some banks and foreign exchange bureaus in Fiji still accept traveler’s cheques, particularly those issued by American Express or Thomas Cook.

If you choose to use traveler’s cheques, keep in mind that you may face some limitations in terms of where they can be used and exchanged. It’s also essential to keep a record of your cheque numbers and to store them separately from the cheques themselves in case of loss or theft.

Currency Exchange at Nadi International Airport If you haven’t exchanged money prior to arriving in Fiji, you can do so at the currency exchange counters located at Nadi International Airport. These counters are open 24 hours a day, seven days a week, and offer competitive exchange rates for a wide range of currencies.

However, keep in mind that airport exchange rates may not be as favorable as those offered by banks or foreign exchange bureaus in town. It’s a good idea to exchange only a small amount at the airport to cover your immediate needs and then exchange more money at a better rate once you’ve settled into your destination.

Final Thoughts

Understanding the currency used in Fiji and how to manage your money during your stay is an essential part of planning a successful and stress-free trip. The Fijian Dollar (FJD) is the official currency of Fiji, and it can be easily obtained through banks, foreign exchange bureaus, hotels, and ATMs throughout the country.

By carrying a mix of payment options, being aware of currency restrictions and tipping customs, and taking precautions when using credit and debit cards, you can ensure a smooth and enjoyable financial experience during your Fijian getaway.

Remember to take the time to compare exchange rates and fees, and don’t hesitate to ask for assistance if you have any questions or concerns about managing your money in Fiji. With a little preparation and knowledge, you’ll be ready to fully immerse yourself in the stunning beauty and warm hospitality of this South Pacific paradise.

Now that you’re equipped with a comprehensive understanding of the currency used in Fiji, it’s time to start planning your dream vacation. Whether you’re looking to relax on pristine beaches, explore lush rainforests, or dive into the crystal-clear waters of the South Pacific, Fiji has something to offer every traveler.

So pack your bags, exchange your currency, and get ready for an unforgettable adventure in this tropical wonderland.

FAQ: What currency is used in Fiji

What is the official currency of Fiji?

A: The official currency of Fiji is the Fijian Dollar, often represented as FJD or with the ”$” symbol locally.

What is the exchange rate of the New Zealand Dollar to the Fijian Dollar?

A: Over the past year, the exchange rate for NZD to FJD has seen some fluctuations, but on average, 1 NZD hovers between 1.30 and 1.40 FJD.

Is it better to use cash or cards in Fiji?

A: While many resorts and hotels accept cards, having some cash is recommended, especially when shopping at local markets, taking buses, or visiting remote places. Debit or credit cards may not be widely accepted outside of tourist areas.

What is the best way to get Fijian Dollars?

The most cost-effective ways to get Fijian Dollars are:

1. Withdraw from ATMs using a debit card with low foreign transaction fees
2. Exchange foreign currency at banks or exchange offices, avoiding airport kiosks which typically have less favorable rates
3. Use a travel card like the Wise Debit Card which offers competitive exchange rates and low fees

What should I do with leftover Fijian currency at the end of my trip?

Spend any remaining cash on your last day, use it towards settling your hotel bill, convert it back to your home currency at a bank or exchange office, or gift it to someone else traveling to Fiji in the future. Holding onto foreign currency usually isn’t recommended.

By: Sarika Nand